Annual Credit Reports Avoid False Lures The Fair

Annual Credit Reports Avoid False Lures The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every year. These companies are Equifax, Experian, and TransUnion. Although you can order your report by calling or mailing in a form, the quickest way to get your report is to use the Federal Trade Commission�s web site at http://www.annualcreditreport.com/ There is no fee charged by the government, or the consumer reporting companies. In other words, it is completely free. The consumer reporting companies may offer additional information for a fee which is legitimate, but the standard reports are free. There is only ONE site that is free (http://www.annualcreditreport.com/) Unfortuantely, several companies take advantage of consumers by offering this free report for a fee. Many times their fee is not up-front or obvious. Beware of these sites even if they appear to be free. They are not! You can double check the URL in this post by Googling the Federal Trade Commission. You will find a link to the free credit reports on their home page. This free annual credit report is a great service. Get in the habit of checking it annually. You might be surprised what is on your credit report or how these consumer reporting agencies rate your credit worthiness, but that�s another post! You can also order your free annual credit report by calling 877-322-8228. Happy credit checking! (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every year. These companies are Equifax, Experian, and TransUnion. Although you can order your report by calling or mailing in a form, the quickest way to get your report is to use the Federal Trade Commission�s web site at http://www.annualcreditreport.com/ There is no fee charged by the government, or the consumer reporting companies. In other words, it is completely free. The consumer reporting companies may offer additional information for a fee which is legitimate, but the standard reports are free. There is only ONE site that is free (http://www.annualcreditreport.com/) Unfortuantely, several companies take advantage of consumers by offering this free report for a fee. Many times their fee is not up-front or obvious. Beware of these sites even if they appear to be free. They are not! You can double check the URL in this post by Googling the Federal Trade Commission. You will find a link to the free credit reports on their home page. This free annual credit report is a great service. Get in the habit of checking it annually. You might be surprised what is on your credit report or how these consumer reporting agencies rate your credit worthiness, but that�s another post! You can also order your free annual credit report by calling 877-322-8228. Happy credit checking! Remember this is just a small step in obtainig your Credit goals. In later Blogs we will discuss Debt elimination how to get the better credit cards,how to obtain a real free credit report and improve ur credit. Credit score,credit history,credit secrets,credit rating,credit check,bad credit,online debt credit